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About Unspent

A different way to think about spending.

Most personal finance tools focus on money after it has been spent. Unspent focuses on the decision before that happens—helping people notice, record, and celebrate purchases they choose not to make.

Founder story

Why I built Unspent

I built Unspent because most personal finance apps focus on what you already spent, while the decision not to spend rarely gets recognized.

Skipping a coffee, takeout, a new piece of clothing, or an impulse purchase can feel insignificant in the moment. But those decisions are exactly where better spending habits begin. I wanted a simple way to make them visible and rewarding.

That became Unspent: an app where you log the purchases you choose not to make, see how much you kept, connect those choices to savings goals, and build momentum through streaks, achievements, and insights.

The goal isn't to make people feel guilty about spending. It's to make intentional spending decisions feel like progress.

Adam Skaloud
Founder, Unspent · Vancouver, Canada

At a glance

Unspent facts

What it isMindful spending / no-spend tracker
Core ideaTrack purchases you choose not to make
PlatformiOS
LaunchedSeptember 2026
Based inVancouver, Canada
PriceFree with optional Unspent More

For writers & creators

Ready-to-use description

Short description

Unspent is a mindful spending app that helps people save money by tracking purchases they choose not to make. Instead of recording expenses, users log “skips” and see how those intentional decisions add up over time.

Boilerplate

Unspent is a no-spend tracker built around a simple idea: saving deserves to feel as visible as spending. Users record purchases they considered but chose not to make, then track the amount they kept through totals, categories, goals, streaks, achievements, and spending insights. Unspent does not require a bank connection and can be used on its own or alongside a traditional budget. The app launched on iOS in September 2026 and is based in Vancouver, Canada.

Product

What makes Unspent different

Tracks decisions, not transactions

Users log only purchases they intentionally skip instead of recording every expense.

Positive reinforcement

Streaks, achievements, totals, and goals turn restraint into visible progress.

No bank connection

Users decide exactly what to record. Unspent does not need to import bank transactions.

Built for mindful spending

It can support no-buy challenges, impulse-spending reduction, savings goals, or simply more intentional purchasing.

Media assets

Official Unspent assets

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Product imagery

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